40-3102. The purpose of this act is to provide a means of compensating persons promptly for accidental bodily injury arising out of the ownership, operation, maintenance or use of motor vehicles in lieu of liability for damages to the extent provided herein.
History: L. 1974, ch. 193, § 2; February 22.
Source or prior law:
L. 1973, ch. 198, § 2.
Law Review and Bar Journal References:
"Some Current Problems in No-Fault," Jerry R. Palmer, 2 J.K.T.L.A. No. 4, 21, 25 (1978).
"Stacking Personal Injury Protection Benefits: Can You? Should You?" Jay Thomas, 3 J.K.T.L.A. No. 6, 20 (1980).
CASE ANNOTATIONS
1. Determining insurer's rights to reimbursement of PIP benefits paid to insured; K.S.A. 40-313 construed. Easom v. Farmers Insurance Co., 221 Kan. 415, 433, 560 P.2d 117; Davis v. Western Insurance Companies, 221 Kan. 441, 560 P.2d 133.
2. Cited in construing K.S.A. 40-3103; survivor's benefits. Hand v State Farm Mut. Auto Ins. Co., 2 Kan. App. 2d 253, 258, 577 P.2d 1202.
3. Cause of action accrued on date of accident and not on date statutory threshold of $500 reached. Dinsen v. Towle, 3 Kan. App. 2d 505, 507, 597 P.2d 264.
4. Insurer of motor vehicle not liable for personal injury protection (PIP) benefits to permissive user required to maintain own liability coverage. Dreiling v. State Farm Mut. Auto. Ins. Co., 227 Kan. 851, 852, 610 P.2d 611.
5. Discussed in construing K.S.A. 40-3103; monthly earnings. Coe v. Security National Ins. Co., 228 Kan. 624, 629, 620 P.2d 1108.
6. Trial court did not abuse discretion in refusing deposition of out-of-state physician in action for overdue personal injury protection (PIP) benefits, attorney fees and interest. Wilson v. American Fidelity Ins. Co., 229 Kan. 416, 422, 625 P.2d 1117.
7. Statute describes "heart of the Act." Bradley v. AID Insurance Co., 6 Kan. App. 2d 367, 369, 629 P.2d 720 (1981).
8. Purpose of act considered; subrogation rights of insurer; benefits paid beyond statutory minimum. Hall v. State Farm Mut. Auto. Ins. Co., 8 Kan. App. 2d 475, 478, 661 P.2d 402 (1983).
9. Purpose of act considered; prompt payment. DiBassie v. American Standard Ins. Co. of Wisconsin, 8 Kan. App. 2d 515, 520, 661 P.2d 812 (1983).
10. PIP benefits payable to nonoccupant of vehicle only when "struck by" vehicle. Pestock v. State Farm Auto. Ins. Co., 9 Kan. App. 2d 188, 189, 674 P.2d 1062 (1984).
11. Cited; KAIRA is compulsory insurance act; K.S.A. 40-3104(g)(4) not violative of 14 th Amendment. Barnes v. Kansas Dept. of Revenue, 238 Kan. 820, 827, 828, 714 P.2d 975 (1986).
12. Public policy of act does not cover bailee or collision damages to automobile dealer's vehicle through bailee's negligence. Western Motor Co. v. Koehn, 12 Kan. App. 2d 215, 221, 738 P.2d 466 (1987).
13. Absence of distinction between phrases "accidental means" and "accidental results" determined. Whitaker v. State Farm Mut. Auto Ins. Co., 13 Kan. App. 2d 279, 281, 284, 768 P.2d 320 (1989).
14. Authority of department of revenue to delete suspension order under K.S.A. 40-3104 examined. State v. Damman, 244 Kan. 487, 489, 769 P.2d 662 (1989).
15. Driver's license determined suspended pursuant to K.S.A. 40-3104(j) until minor's claim resolved. Creamer v. Kansas Dept. of Revenue, 15 Kan. App. 2d 573, 576, 812 P.2d 330 (1991).
16. Noted where statutory credit for workers compensation benefits (K.S.A. 40-3110) held applicable to maximum PIP benefits payable under policy terms. House v. American Fam. Mut. Ins. Co., 251 Kan. 419, 422, 837 P.2d 391 (1992).
17. Cited in holding vicarious liability not imputed to vehicle owner based solely on permissive use by third party. West v. Collins, 251 Kan. 657, 660, 840 P.2d 435 (1992).
18. Medical provider was a third-party beneficiary under insurance policy, and was entitled to bring suit against insurer for PIP benefits. U.S. v. United Services Auto Assn., 968 F.2d 1000, 1001, 1003 (1992).
19. Trial court may apportion an injured party's attorney fees from PIP benefits paid to tortfeasor's insurer. Jackson v. Browning, 21 Kan. App. 2d 845, 849, 908 P.2d 641 (1995).
20. Nonresident driving Kansas resident's vehicle while injured is entitled to PIP benefits from out-of-state insurer of nonresident's vehicle. Morris v. American Standard Ins. Co., 26 Kan. App. 2d 933, 936, 996 P.2d 349 (2000).
22. Beneficiaries are not entitled to interest under the facts of case. Edwards v. Monumental Life Ins. Co., 812 F. Supp. 2d 1263 (D. Kan. 2011).