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16a-6-201. (UCCC) Applicability. (1) This part applies to any creditor engaged in this state in entering into consumer credit transactions and to any person who accepts assignments of and undertakes collection of payments from or assignments of and enforces rights against debtors arising from these transactions.

(2) This subsection shall not apply to:

(a) Supervised financial organizations; or

(b) supervised loan licensees or those required to be licensed unless the entity:

(i) Enters into consumer credit sales or consumer leases;

(ii) assigns or accepts assignments of consumer credit sales or consumer leases; or

(iii) attorneys or collection agencies that receive payment for collection purposes.

History: L. 1973, ch. 85, § 109; L. 1981, ch. 93, § 18; L. 1993, ch. 200, § 14; L. 2005, ch. 144, § 20; L. 2009, ch. 29, § 24; L. 2024, ch. 6, § 114; January 1, 2025.

KANSAS COMMENT, 2010

1. All creditors engaged in entering into consumer credit transactions in Kansas must file a notification under K.S.A. 16a-6-202, except supervised financial organizations such as banks and savings and loan associations. As to when a creditor enters into a consumer credit transaction in Kansas, see K.S.A. 16a-1-201 and its broad extra-territorial application.

2. Assignees of consumer obligations must file notification under K.S.A. 16a-6-202.


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