16a-4-304. A creditor shall not request cancellation of a policy of property or liability insurance except after the consumer's default or in accordance with a written authorization by the consumer, and in either case the cancellation shall not take effect until written notice is delivered to the consumer or mailed to such consumer at the address provided. The notice shall state that the policy may be cancelled on a date not less than 10 days after the notice is delivered, or, if the notice is mailed, not less than 13 days after it is mailed.
History: L. 1973, ch. 85, § 79; L. 2024, ch. 6, § 96; January 1, 2025.
KANSAS COMMENT, 2000
This section requires advance written notice, by either the creditor or the insurer, of the prospective cancellation of property or liability insurance provided in connection with a consumer credit transaction. This section also applies to premium finance loans. See K.S.A. 16a-4-102(2).
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